Discover our different businesses
Here you can find out more about each of our businesses, including where they are based and what our teams do.
UK Corporate Headquarters
The corporate Head Office of International Personal Finance is based in Leeds and is home to the group operations of the business. As well as responsibility for corporate governance, we work closely with each of our markets, providing support and technical expertise to help deliver our strategy and fulfil our purpose of building a better world through financial inclusion.
Located in a newly refurbished office close to the centre of Leeds, our office is an inviting and collaborative space that supports hybrid working.
Provident Europe
Our European Home Credit business has been serving customers for 25 years and operates as the Provident brand across four countries – the Czech Republic, Poland, Hungary and Romania. During that time, we have granted more than 20 million loans to over 8.5 million customers.
Our home credit customers often have low, fluctuating incomes or a limited credit history meaning they may find it difficult to access finance from banks or digital lenders. They are looking for small loans with transparent costs and affordable repayments, to help them manage the ups and downs of their budget or to help run their small business.
We have a team of 10,000+ people who help support over 800,000 customers. Our Customer Representatives, who visit customers at home, understand their personal circumstances and needs in a way that is not possible for remote lenders. Our loans are priced fairly, and we reward loyal, high-quality customers with preferential pricing and discounted offers.
Provident Mexico
Our Mexican Home Credit business has served customers for nearly 20 years and operates as the Provident brand. During that time, we have granted more than 13 million loans in 27 states, and we currently serve over 650,000 customers. All our 12,000+ colleagues are dedicated to helping to build a better world through financial inclusion, offering simple and personalised financial solutions to our customers.
Our home credit customers often have low, fluctuating incomes or a limited credit history meaning they may find it difficult to access finance from banks or digital lenders. They are looking for small loans with transparent costs and affordable repayments, to help them manage the ups and downs of their budget or to help run their microbusiness. Our Estrellas (Customer Representatives), who visit customers at home, understand their personal circumstances and needs in a way that is not possible for remote lenders. Our loans are priced fairly, and we reward loyal, high-quality customers with preferential pricing and discounted offers.
IPF Digital
IPF Digital provides fast, flexible and convenient credit solutions under the Creditea and Credit24brands to retail customers in Estonia, Latvia, Lithuania, Mexico and Australia. Our digital customers generally have medium incomes and an existing credit history. They are looking for an affordable, end-to-end digital service with loans to pay for everyday items they can repay in affordable instalments. And that’s exactly what we give them, from a speedy application and credit decision, to the freedom to manage their finances online at any time via their mobile, tablet or PC.
Hassle-free applications
Our solutions are designed to meet our customers' credit needs. They are delivered via a prompt and high-quality service that’s backed by our sophisticated technology platform. This makes the whole application process easy and hassle-free.
Visit our IPF Digital Careers site